I belong to Chase Bank and am stunned to find that they do not have a single branch or ATM in the state of Iowa! Now, perhaps I am a little coddled here. In the last five years or so, a bank branch has popped up on every street corner (right next to Starbuck, usually). There's a bank branch in my gorcery store, connected to my favorite lunch spot and even associated with the library!
For me, this bank thing is a big deal. Or, banking in general is. I first started working for GM when I was 17. I was not allowed to open a checking account until I was 18, so my first 3 months rent were paid via cashier's check! At 23, I moved to Chicago. I went to work for Andersen Consulting (now Accenture), which at the time had to have been one of the largest employers of recent college grads in the City. I'd say they started an average of 18 new hires every week from March through October that year. And, they truly had a machine for getting all these young, naive, mostly non-city kids integrated into this big-time consulting firm and the city. We were given all this info on how to dress and behave, where to have lunch (Italian Village), where to buy a suit (JOS Banks) and where to buy a briefcase (Koeler's Leather Goods). Mind you, none of these places were close to being in the budget of a recent college grad - they're barely in my budget now! But, they also told us where to bank. Well, they gave us two recommendations. First Chicago Bank was right across the street from the office at the time and is truly a city landmark (
http://www.emporis.com/en/wm/bu/?id=117332). Not only is the bank building the tallest building in "the loop", but it boasts a stunning plaza featuring Marc Chagall's Four Seasons mural, which has always been a favorite of mine, even if it is not as recognized as "the Bull" in Daley Plaza. Anyway, so 10 of us new hires hiked it over to the big giant city bank to open accounts one day at lunch. I was so excited to get my ATM card - it had a cityscape scene on the front. My name was printed on it. I was truly a resident of the City.
Sometime in the last 5-8 years, I sunk into depression when I had to exchange my city-featured bank card for one with a "Bank One" logo stamped on it. Numbness is the only emotion I had when, within a couple years, my ATM card became even uglier as issued by Chase. So, I am a Chase customer, at least until we move to Iowa!
We've opened one bank account already to get us started, at some bank in Mount Vernon. Now, we had to do a little research here. Apparently, it is not SOP to offer on-line banking in Iowa! Gads! I suppose I won't be able to count on picking up my Grande Mocha Skim Latte No Whip (decaf for now) after every withdrawal either!